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Accept every card at honest rates.

Interchange-plus pricing you can actually read, and funding in your account the next day.

Tapping a card on a handheld reader
A customer signing on a countertop terminal
Holding a card ready to pay
Inserting a card at the till
Taking a card out of a wallet
A terminal showing the thank-you screen
0.15%

Average rate reduction

What most businesses save moving off a blended-rate contract to interchange-plus.

1 day

To funding

Next-day deposits available on qualifying accounts, including weekends on some plans.

0

Hidden monthly fees

No PCI fee surprises, no statement fee, no annual fee buried on page four.

100%

Of transactions in one report

In person, online and invoiced, reconciled against the order or booking that produced them.

The process

From quote to first deposit

The unglamorous process, done properly.

Get your free quote
Approved in 24 hours
Start keeping more

Every way you need to get paid

One merchant account, one settlement, one report.

Payments

In-person terminals

Countertop, portable and handheld from PAX and Clover, with tap, chip, swipe and digital wallets. Tipping, split payment and surcharge all configurable.

  • PAX and Clover hardware
  • Tap, chip, swipe and wallets
  • Tipping and split payments
In-person terminals
$42,180+12%
MTWTFS
Payments

Online checkout

Hosted checkout, payment links and an embeddable form. PCI scope stays low because card data never touches your server.

  • Hosted checkout and payment links
  • Embeddable form with your styling
  • 3-D Secure and fraud screening
Online checkout
0.15%Rate reduction
Payments

Invoicing & recurring

Send an invoice, chase it automatically, and take the card on file for a subscription or a payment plan.

  • Automated payment reminders
  • Stored cards and recurring billing
  • Partial payments and deposits
Invoicing & recurring
Payments

Reporting & payouts

Batch detail, fee breakdown, chargeback status and payout reconciliation: matched to the order or booking behind each charge.

  • Fee breakdown per transaction
  • Chargeback tracking and evidence
  • Payout-to-order reconciliation
Reporting & payouts
$42,180+12%
MTWTFS
Payments

Interchange-plus only

You see the card network cost and our margin separately. Every month.

Interchange-plus only
$42,180+12%
MTWTFS
Payments

PCI support

We complete the compliance work with you rather than fining you for not doing it.

PCI support
Statement reviewed
Quote issued
Terminals shipped
First deposit
Payments

Chargeback handling

Alerts, evidence assembly and representment. We fight them with you.

Chargeback handling
Statement reviewed
Quote issued
Terminals shipped
First deposit
Payments

POS integrations

Clover and major POS platforms, so the terminal talks to your tickets.

POS integrations
0.15%Rate reduction
Payments

Surcharge & cash discount

Compliant programs to offset cost, where your state permits them.

Surcharge & cash discount
$42,180+12%
MTWTFS
Payments

Multi-location

One account structure, per-site reporting, one consolidated payout view.

Multi-location
0.15%Rate reduction
Payments

Tokenised cards

Store a card for repeat business without holding card data yourself.

Tokenised cards
Statement reviewed
Quote issued
Terminals shipped
First deposit
Payments

A named contact

A person who knows your account, reachable without a ticket number.

A named contact
0.15%Rate reduction
Why it holds up

We will show you the maths

Processing is an industry built on confusing statements. Send us yours and we will annotate it: the interchange, the assessments, the markup and the fees that have no explanation. If we cannot beat it, we will say so.

  • Statement analysis before you commit
  • Interchange-plus, margin stated as a number
  • No cancellation penalty
  • PCI compliance completed with you
  • Backed by Fiserv and Clover
Built and supported in Frisco, Texas
Customers

What operators say

Restaurants, dealerships, clinics and franchise groups run their day on Kore. Here is what they say when we are not in the room.

“Working with KORE.CO has been phenomenal. Their unwavering dedication to fulfilling requests and delivering top-notch service showcases their professionalism and reliability.”

William Dayman Client, Des Moines, Iowa

“Kore.co has played a crucial role in assisting my company exceed growth expectations using their expertise in Website and Mobile App development. No task is too tough for them!”

Chris Brown Client, Las Vegas, Nevada

“The professionalism, talent, smooth processes, and general enthusiasm equaled a top notch experience. I highly recommend this company.”

Lori Lynch Director of Special Events, Camillus House

“Our company’s journey with iReview has been nothing short of transformative. Before iReview, managing our online reputation was a constant challenge, but the platform’s powerful features have completely changed the game for us.”

Carl Ferland Owner/Operator Denny’s Franchisee

“The floor plan is live on every device now, and deposits took our Friday no-shows down to almost nothing. The host stand knows who is walking in before they reach the podium.”

Marisol Vega General manager, restaurant group, Austin, Texas

“Our own ordering page takes more volume than the marketplaces now, and we keep the whole ticket. Same kitchen, same board, three points better on margin.”

Dan Whitfield Owner, pizzeria, Columbus, Ohio

“The cards on the tables did what a year of asking never did. Reviews come in daily, and an unhappy one reaches my phone before it reaches Google.”

Priya Raman Multi-site operator, Plano, Texas

“SMS, WhatsApp and email in one inbox means nothing sits unanswered overnight. The lapsed-guest campaign paid for the platform in its first month.”

Tom Beckett Marketing lead, hospitality group, Nashville, Tennessee

“Every call, booking and payment lands on the same customer record. My team stopped asking each other who spoke to whom.”

Alicia Nguyen Sales director, Chicago, Illinois

“The auto-attendant picks up the calls nobody used to, and every conversation is logged against the customer. We answer in two rings.”

Greg Halloran Service manager, dealership group, Phoenix, Arizona

“They went through our old processing statement line by line and showed us what we were actually paying. The rate came down and funding is next day.”

Sandra Ruiz Owner, clinic group, Miami, Florida

“Picking is guided, so a new hire is useful on day one. Stock counts have matched the system every month since we moved over.”

Kevin Doyle Operations manager, distribution, Dallas, Texas
FAQ

Questions about Merchant Processing

Talk to someone who sets this product up for a living.

It depends on your card mix, average ticket and industry, which is why anyone quoting a single number before seeing your statement is guessing. We price interchange-plus, meaning you pay the card networks’ published cost plus a stated margin. Send two statements and you will get a real number.

No cancellation penalty. If the service or the pricing stops being right, you leave. We would rather earn the account every month.

Often yes, depending on the model and how it is locked. If not, we supply PAX or Clover hardware configured for your setup, and we will be straight with you about the cost.

Next-day funding on qualifying accounts, with same-day available on some plans. Cut-off times and weekend behaviour are stated in your agreement, not hidden.

We alert you, help assemble the evidence and file the representment. You still have to have delivered the goods, but you are not doing the paperwork alone.

Yes. That is much of the value. A payment reconciles against the booking, order or invoice that created it, so revenue reporting is one view instead of two systems you cross-check by hand.

Talk to a human

Ready to see Merchant Processing on your own data?

Twenty minutes, screen shared, using your real numbers. No slide deck, and we will tell you honestly if it is not the right fit.

A named person from the Frisco team, not a call centre.
  • No setup fee
  • Live in days, not months
  • Cancel any module anytime
The Kore office in Frisco, Texas

Not ready to talk? Take the monthly email.

What we shipped, what broke, and the occasional customer number. One email a month.